身為遊客、留學生抑或是在國外工作的小夥伴，有時就免不了要和銀行打交道，需要在國外銀行辦理業務，但你知道如何表達與交流嗎？有了以下十句，不論你是要存取款、辦信用卡抑或是借貸款，都可以用到、非常實用哦！
① open a bank account 建立新帳戶
例句：
A：Hello, how can l help you today?
A：您好，請問需要什麼幫助呢？
B：I'd like to open a bank account.
B：我想要開戶。
A：Okay, did you bring your ID card?
A：好的，你有帶身份證嗎？
B：Yes.
B：帶了。
A：Great. Now would you just go over there to the queue machine?
A：好的，你現在可以先去那邊取號排隊。
② make a transaction 匯款
例句：
A：Hello, how can l help you today?
A：您好，請問需要什麼幫助呢？
B：I'd like to make a transaction.
B：我想要匯款。
A：Sure, you'll need to fill out the transaction slip.
A：好，請先填寫好匯款單。
③ withdraw some money 領錢
例句：
A：What can l do for you?
A：您需要什麼協助呢？
B：I need to withdraw some money.
B：我想要領點錢。
A：Okay, I just need your passbook and withdraw slip.
A：好的，我需要你的提款單和存摺。
B：Here...
B：這兒……
④ make a deposit 存款
例句：
B：Hello, I'd like to make a deposit.
B：你好，我想要存錢。
A：Sure, how much would you like to put in?
A：好的，請問要存多少？
B：1000 dollars, please.
B：一千美元。
⑤ get a credit card 申辦信用卡
例句：
A：Is there anything else l can help you with?
A：還有什麼可以協助你的嗎？
B：I would also like to get a credit card.
B：我還想辦一張信用卡。
A：Sure, what kind of card are you looking for?
A：有什麼特別想要的類型嘛？
B：I'd like one with high cash-back rates...
B：我想要現金回饋高的……
⑥ deposit a check 兌換支票
例句：
B：I would like to deposit this check please.
B：我想要兌換這張支票。
A：Okay, you should sign on the endorsement line on the back.
A：好，你需要在支票後面簽名。
⑦ apply for a personal loan 申請信用貸款
例句：
B：As I said I would like to apply for a personal loan.
B：如我所說，我想申請信用貸款。
A：I have your personal detail right here.But I'm afraid with a credit history like this,we cannot approve.
A：我這兒有您的個人資料，但依您的信用歷史來看，我們恐怕沒辦法核准。
⑧ I lost my debit card 我的金融卡不見了
例句：
B：I lost my debit card.
B：我的金融卡不見了。
A：Okay, would you like to freeze it temporarily or cancel it?
A：您想先凍結這張卡還是直接掛失呢？
B：Cancel it, I don't think l can find it.
B：掛失吧，應該找不回來了。
A：Sure, l'll get to that. Will you be needing to new a new card?
A：沒問題，那你需要補一張新卡嗎？
B：Yes,please. And how long is it gonna take？
B：好的。多久可以拿到新卡呢？
⑨ I forgot my PIN number 我忘記卡號密碼了
例句：
A：How are you doing today?
A：今天好嗎？
B：Not so good, I forgot my PIN number.
B：不太好，我忘記卡號密碼了。
A：No worries, do you have your ID card?
A：別擔心，你帶身份證了嗎？
⑩ What is the exchange rate? 匯率是多少？
例句：
B：What is the exchange rate for USD?
B：現在美金的匯率是多少？
A：It's currently 0.1438.
A：現在是0.1438。
B：What does that mean?
B：意思是？
A：It means we're selling USD at 0.1438.
A：這意味著銀行美金賣出價是0.1438。
是不是很有畫面感呢？有了這十句就再也不怕啦，有機會不妨用這十句去“玩”轉國外銀行吧！當然，也歡迎大家在評論處補充你們認為適用的英文口語哦~
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