Some stimulus checks are being sent to wrong accounts: 'The bank account number is not even close'
一些经济刺激计划的支票被错误地送到了账户上:“银行账号甚至都没有关闭。”
Americans are confused about what happened to the stimulus check deposits that were supposed to show up in their bank accounts on Wednesday.
美国人对刺激计划中的支票存款发生了什么感到困惑，这些存款本应在周三出现在他们的银行账户上。
The Treasury Department and the Internal Revenue Service launched the "Get My Payment" web application allowing people to track their payout, which was hit with early glitches at the time of launch.
美国财政部(Treasury Department)和美国国税局(Internal Revenue Service)推出了“获取我的支付”(Get My Payment)网络应用程序，允许人们追踪自己的支付。
About 80 million people were to receive the deposit this week, the Treasury Department said on Monday. But Wednesday, many people expressed concern when the government website said the cash, up to $1,200 a person, was sent to a bank account that didn't seem to belong to them.
美国财政部周一表示，约8,000万人将在本周收到这笔存款。但在周三，当政府网站说这些现金(每人最多1200美元)被转到一个似乎不属于他们的银行账户时，许多人表达了担忧。
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The events unfolded in a similar manner for several of the people who reached out to the IRS via Twitter. They would submit their contact information into the government's payout tracking portal, and the results would show that the money was scheduled to be deposited April 15.
在通过Twitter联系美国国税局的人中，有几人的情况与此类似。他们将把自己的联系信息提交到政府的支付跟踪门户，结果将显示这笔钱预定在4月15日存入。
But the digits didn't match a bank account people were familiar with.
但这些数字与人们熟悉的银行账户不匹配。
"I was so confused," said Aimme Saldana, 23. "I don't know where they got that number from." The warehouse worker in Ontario, California, planned to use the check to cover bills. "I lost two weeks of pay because I was sick. I was depending on that for my car payment."
“我很困惑，”23岁的艾美·索尔达娜(Aimme Saldana)说。“我不知道他们是从哪里得到这个数字的。”这位加利福尼亚安大略的仓库工人打算用这张支票支付账单。“因为生病，我失去了两周的工资。我本来指望靠它来付车款的。”
The IRS portal said that if you don't see the payment credited to your account, check with your bank to verify it was received. It also gave the last four digits of the bank account number associated with the deposit.
美国国税局门户网站说，如果你没有看到记入你账户的款项，与你的银行核实它是否已收到。它还提供了与存款相关的银行账号的最后四位数字。
About 80 million people were to receive direct deposits of coronavirus relief money this week.
本周约有8000万人将收到直接的冠状病毒救助资金。
Your money questions, answered: Will my stimulus check be affected if I owe taxes?
关于钱的问题，答案是:如果我欠税，我的刺激计划支票会受到影响吗?
Behind on child support? If so, you won't get a stimulus check
拖欠孩子的抚养费?如果是这样，你就不会得到刺激支票
Where's my stimulus check? IRS 'Get My Payment' portal hit by early glitches
我的刺激支票呢?美国国税局的“我的支付”门户网站受到早期故障的打击
It's unclear how many people this happened to, though many reached out to the IRS on Twitter to get answers.
目前还不清楚有多少人遭遇了这种情况，不过很多人在Twitter上向国税局寻求答案。
IRS spokeswoman Jodie Reynolds told USA TODAY she hadn't heard anything about stimulus checks being deposited into the wrong bank accounts and would look into the matter.
美国国税局发言人乔迪·雷诺兹告诉《今日美国》，她没有听到任何有关刺激计划支票被存入错误银行账户的消息，她将调查此事。
Thomas Krapin, 25, of New York City planned on using some of the money to cover rent. As soon as the deposit information popped up on the website, he "freaked out."
纽约市25岁的托马斯·克拉潘(Thomas Krapin)打算用这笔钱来支付房租。当存款信息出现在网站上时，他“吓坏了”。
"Once I pressed submit, the account number that they listed didn't match any of mine. I called my bank and there was nothing they could do. There was no connection to my account," Krapin said.
“我一按提交，他们列出的账号就和我的不匹配了。我打电话给银行，他们也无能为力。与我的账户没有任何联系。”
Chris Rodriguez, a contractor in Lansing, Michigan, has used the same bank account for almost a decade, so he knew straight away that the numbers didn't add up.
克里斯·罗德里格斯(Chris Rodriguez)是密歇根州兰辛市的一名承包商，他使用同一个银行账户已经快十年了，所以他马上就知道，这些数字加起来不合理。
"You're jubilant because you've been waiting to get that money. And you look down and the bank account number is not even close," Rodriguez said. "Because the IRS isn't taking calls, I'm more or less dead in the water."
“你很高兴，因为你一直在等着拿到那笔钱。你往下看，银行账户号码甚至都不是很接近，”罗德里格斯说。“因为国税局不接电话，我或多或少已经死在水里了。”
Reynolds said people should contact their bank if they think the checks were deposited into the wrong bank account. She said people can also check the status of their stimulus checks at https://sa.www4.irs.gov/irfof-wmsp/login – the "Get My Payment" portal part of the IRS website.
雷诺兹说，如果人们认为这些支票存错了银行账户，就应该与银行联系。她说，人们还可以通过https://sa.www4.irs.gov/irfofwmsp/login查看他们的经济刺激支票的状态，这是美国国税局网站的“获取我的付款”部分。
If checks are sent to bank accounts that don't match the name of the person who is supposed to receive the money, the check should be rejected by the bank and returned to the IRS, according to Reynolds.
雷诺兹说，如果支票寄到的银行账户与应该收到这笔钱的人的姓名不符，银行应该拒收这张支票，并将其退还给美国国税局。
"The payment isn't going to bounce back and just sit here,'' Reynolds said. "We will turn around and cut them a paper check and make sure they get their money.''
雷诺兹说:“这笔钱不会反弹回来，只是坐在这里。”“我们会回头给他们开一张支票，确保他们拿到钱。”
Reynolds said people can update their bank account with the IRS online before checks are scheduled to be sent, and the IRS will be sending out notices "telling folks the status of their payment.''
雷诺兹说，人们可以在支票预定寄出前，在网上向美国国税局更新他们的银行账户，美国国税局将发出通知，“告知人们他们的付款情况”。
Contact the IRS, report the problem
联系国税局，报告问题
Douglas Johnson Jr., a finance and banking consultant based in Santa Monica, California, said taxpayers who think their checks were sent to the wrong bank account should contact the IRS through the agency’s website and report the problem.
加州圣莫尼卡(Santa Monica)的金融和银行咨询师小道格拉斯约翰逊(Douglas Johnson Jr.)说，如果纳税人认为自己的支票被转错了银行账户，应该通过国税局的网站联系国税局，并报告问题。
"It's going to be up to (the IRS) to track down whether it went to the wrong account or not," Johnson said. "But the obligation to the taxpayer is not to find out what wrong recipient it went to.
约翰逊说:“(美国国税局)将负责追查这笔钱是否打错了账户。”但纳税人的义务不是找出错误的接受者。
"You simply would go the IRS and say: 'Hey, I didn't get my money. You guys made a mistake, here's the correct information, please send me the right money.' That would be the logical way to solve it.’"
“你只要去国税局说:‘嘿，我没拿到钱。你们搞错了，这是正确的信息，请给我正确的钱。’这是解决问题的合理方法。”
Anat Admati, a professor of finance and economics at the Stanford Graduate School of Business, said the matter will come down to government accountability.
斯坦福大学商学院(Stanford Graduate School of Business)金融学和经济学教授阿纳特·阿德马蒂(Anat Admati)表示，问题将归结到政府的问责制上。
"It's a massive operation, and let's hope they know what they're doing since people need that money," Admati said.
阿德马蒂说:“这是一次大规模的行动，我们希望他们知道自己在做什么，因为人们需要这笔钱。”
This article originally appeared on USA TODAY: Some IRS coronavirus stimulus checks sent to wrong bank accounts
这篇文章最初发表在《今日美国》上:一些国税局的冠状病毒刺激支票被寄错了银行账户
