第九期【屹立不倒的摩根大通】

DAY 16 答案及原文

「答案」

（1）C

（2）C

（3）Referring; network; transfer; finance; correspondent

「聽力錄音」

「聽力原文」

Betsy L. Graseck : Hey. Good morning. Jamie, you mentioned about blockchain, (1) we've been hearing about it for seven years and not much has happened, (1) but I think you at JPM have built a blockchain solution for at least your correspondent banks, and I guess I wanted to understand where you think you're planning on taking that right now as just a AML and KYC use case. (1) But is that something that you think you could deliver more functionality over time?

嘿。早上好。你提到了區塊鏈，我們已經聽了7年了，但沒有發生太多事情，但我認為摩根大通至少為你的代理銀行建立了一個區塊鏈解決方案，我想我想知道你認為你現在計劃把它作為一個AML和KYC用例。但是你認為隨著時間的推移你可以提供更多的功能嗎？

Jamie Dimon: So, (2) we think the blockchain is real and the reason it takes so long is that the people agree to the protocol, people write a lot of code to get into it. (3) The one you're referring to IIN is think of an information network for banks, so right now banks transfer lot of information among each other, think of trade finance and correspondent banking and stuff like that. (2) So, I think we have like 120 banks signed up, we're going to have 400. So, right now it's for bank wholesale use to have immediate information, we all have the same information.(2) You can move things, but eventually you'll be able to move money quicker with data. So, yeah, we're optimistic about that. And we're going to roll it out as soon as we can and constantly test it and make sure it's secure and all that.

所以，我們認為區塊鏈是真實的，之所以需要這麼長時間，是因為人們同意協議，人們編寫了很多代碼才能進入協議。你所說的 IIN 是指為銀行建立一個信息網絡，所以現在銀行之間相互傳遞很多信息，比如貿易金融和代理銀行之類的。所以，我想我們已經有120家銀行註冊了，我們將有400家銀行。所以，現在銀行批發使用的是即時信息，我們都有相同的信息。你可以移動東西，但最終你可以通過數據更快地移動資金所以，是的，我們對此很樂觀。我們會盡快推出，不斷測試，確保安全。

注意：原文下劃線部分為答案出處