推动人们对加密货币发展的因素很多，两个主要动力是市场波动性和主流应用。 但随着金融业进入新的一年，两者都很少出现: 大盘走软，交易量跌至谷底。人们似乎已经不再关心数字资产了。
现在，随着年底的临近，我们可以看到四个主要的积极趋势正在出现。
首先，也许是最重要的，我们看到了快速的实验和实施。 经过一年惊人的反复试验、发展和完善，加密货币市场进入了一个全新的领域。 受欢迎的运动服装制造商新百伦开始在其全球供应链中使用Cardano区块链，马耳他赌博管理局在赌场中测试加密货币，法国银行表示将在2020年初开始试验数字货币。
其次，加密货币衍生品的规模出现了爆炸性增长，B——大型现货交易场所，如币、火和 OK，现在都提供大型加密资产的期货甚至期权，我们可以看到，随着主要交易所开始进军，市场竞争正变得越来越激烈。
我们可能会看到这种趋势在2020年得到巩固，因为占主导地位的现货交易所在衍生品市场上展示了它们相当大的实力。
第三，分布式金融已成为创新的温床。今年，DeFi 项目的总价值几乎翻了三倍，超过6.5亿美元。 利用新技术提供不受信任和安全的金融服务，意味着现在可以随时提供全新的贷款和保证金交易设施——这在几年前是完全不可想象的。 交易员现在可以使用 InstaDApp 在不同的债务头寸之间进行无缝交换，而中国的一些公司则可以通过加密作为抵押品，为大型矿商提供随时获得资金的渠道。
最后但并非最不重要的一点是，在过去的一年里，加密货币行业一直在努力工作，以解决困扰加密货币的一些问题。 新的保管解决方案不仅帮助公司和高净值个人保护加密货币免受黑客攻击，还有一些公司甚至允许远程令牌监视，这意味着持有者可以通过网络并获得被动收入，而不会让自己陷入危险之中。
当我们回顾过去的12个月，数字资产市场已经多样化和增长。 随着新的服务提供商将加密体制从边缘资产类别转变为金融技术创新中心，新的交易设施允许采用更复杂的策略。 重要的市场基础设施和为更加成熟的投资者基础量身定制的产品现在已经可以随时获得，鼓励传统公司进入资产类别。 尽管监管框架尚处于萌芽阶段，但它正提供更大的透明度，以确保市场参与者有合法的运作空间。
我们可能离2017年12月20,000美元的比特币高点还很远，但是主流的基础已经到位。随着加密货币进入第二个十年，它的广泛应用将会进展顺利。
There are many factors that promote the development of encrypted currency, and the two main driving forces are market volatility and mainstream applications. But as the financial sector enters the new year, both are rare: the market weakens and trading volume falls to its bottom. People no longer seem to care about digital assets. Now, as the end of the year approaches, we can see four major positive trends emerging. First of all, perhaps most importantly, we have seen rapid experiments and implementation. After a year of amazing repeated experiments, development and improvement, the encrypted money market has entered a new field. Popular sportswear maker Xin Bailun began using the Cardano block chain in its global supply chain, the Malta Gambling Authority tested the encrypted currency in casinos, and the Bank of France said it would start experimenting with digital currency in early 2020. Second, there has been an explosive increase in the size of encrypted currency derivatives, and Bitmex, a large spot trading place such as currency security, fire coins and OKEx, now offers futures and even options for large encrypted assets, and we can see that competition is becoming more and more intense as major exchanges begin to march. We may see this trend consolidated in 2020, as the dominant spot exchanges demonstrate their considerable strength in the derivatives market. Third, distributed finance has become a hotbed of innovation. This year, the total value of the DeFi project has almost tripled to more than $650 million. The use of new technologies to provide untrusted and secure financial services means that new lending and margin trading facilities can now be made available-which was completely unthinkable a few years ago. Traders can now use InstaDApp for seamless exchange between different debt positions, while some Chinese companies can use encryption as collateral to provide large miners with ready access to capital. Last but not least, the encryption money industry has been working hard over the past year to solve some of the problems besetting it. The new custody solution not only helps companies and high-net-worth individuals protect encrypted currencies from hackers, but also allows remote token surveillance, which means that holders can gain passive income over the Internet without putting themselves at risk. When we look back on the past 12 months, the digital asset market has diversified and grown. As new service providers shift encryption from marginal asset classes to centres of financial technological innovation, new trading facilities allow for more complex strategies. Important market infrastructure and products tailored to a more mature investor base are now readily available to encourage traditional companies to enter the asset class. While the regulatory framework is still in its infancy, it is providing greater transparency to ensure that market participants have legitimate operating space. We may be far from the $20000 Bitcoin high in December 2017, but the mainstream is in place. As the encrypted currency enters its second decade, its wide application will go smoothly.
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